Muslims and Modern Banking: A Rejoinder

A rejoinder?

No explanation of the value of risk, no adequate explanation of inflation, of increasing production value, of wealth creation, and most of all no explanation of the growth of institutions that have buffered people from loansharks.

Whereas people like Javed Ghamidi of Al-Mawrid institute, Al-Azhar, or even Sir Syed Ahmed Khan do not consider commercial interest as a sin, are you trying to make a fool out of chowkies by submitting this `rejoinder` that can`t even covert he above mentioned basics?

It`s cool if you want to write a `rejoinder` but come on, make some sense - go do your homework and let`s see if you can still come to the same conclusion. Chowk should have better sense too.